MEMBERS 1ST CREDIT UNION POLICIES
These are the latest policies that have been reviewed and
approved. Each policy is password protected. The same password for all
policies but could
be in upper case or lower case. The date shown is the last review and
revision date.
All policies are reviewed annually by the Board of Directors.
Click
here for this month's policies for review.
ACH Policy
01.25.24
ALL
(Allowance for Loan Losses) Policy 01.20.2022 REPLACED with CECL
Asset and Liability Management Policy 01.25.24
Bank Bribery Act Policy 02.22.24
BSA
Compliance Policy and Program 12.22.23
BYLAWS
05.31.17
Capital Improvement Policy 02.22.24
CECL (Current
Expected Credit Loss) replaces the ALL policy. 01.25.24
Charge Off Policy 06.15.2023
Concentration Risk Policy 02.22.24
Code of Ethics and Conflict of Interest Policy
02.22.24
Corporate Credit Card Policy 05.18.2023
Cyber Security Risk Assessment Program 05.18.2023
Debit Card Policy 10.19.23
Disaster Recovery Policy 06.15.2023
Dormant Accounts and Escheat Policy 04.18.24
Electronic Signature Policy 11.16.23
Employee Background Check Policy 04.18.2024
Fixed Assets Prepaid Expenditures 09.21.2023
Fraud Policy 04.18.2024
Funds Availability Policy 03.21.2024
Identity Theft - Red Flag Policy and Program
03.21.2024
Information Security and Incident Response 05.18.2023
Internal Control Policy 06.15.2023
Internet Policy - now incorporated in the IS policy (above)
Investments Policy - now in the ALM policy
IT (Information Technology) and Risk Assessment Policy
05.18.2023
Life Threatening and Disabling Illness Policy
07.20.2023
Liquidity Policy incorporated in ALM policy in 2017
Loan Collection and Loan Modification Policy 06.15.2023
Loan Policy, Consumer and Mortgage Loans
04.18.2024
Marketing policy 08.24.23
Microcomputer Policy - now incorporated in the IS policy.
Military Lending Act 11.16.2023
Overdraft and Negative Share Accounts Policy
10.19.23
Personnel Policy 12.22.23 updated
Privacy Policy 09.21.2023
Record Retention Policy 09.21.2023
Remote Capture Deposit 12.22.23
SAFE Act Policy 01.25.24
Security Policy 08.24.23
Sexual Harassment policy 10.19.23
Social Media Policy 07.20.23 (new in
2022)
Soldiers and Sailors Civil Relief Act Policy 08.24.23
Succession Plan 10.19.23
Teller Cash Management Policy June 15,2023
Unlawful Internet Gambling Enforcement11.16.2023
Vendor Management Policy 03.21.2024
Vendor Management PROGRAM 03.21.2024
Website Policy 12.21.23
Whistleblower Policy 12.22.23
Wire Transfer Policy 12.22.23
01.31.24 packet
02.29.24 packet
03.31.24 packet
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